Staying On A Budget In The New Year

Was one of your New Year's Resolutions to try to set a budget, and stay on it this year?  Well, good for you, and here are some helpful tips to do just that.

(Men's Health) "Here are three study based ways to not budge from your budget:

• Stay humble. People who lack financial confidence often make the best financial decisions. Reassess your budget every 3 to 6 months to see where you can cut needless purchases, and focus more on smart financial planning.
• Stay happy. You are most likely to splurge on luxury goods when you are low on self-esteem, a 2010 Cornell University study found. People may buy flashy things to help soothe their bruised egos, the researchers believe.