As if we don't have enough to think about when it comes to Christmas shopping, here is something else Central New Yorker's should keep in mind this year.  It's the return or exchange policy of the stores where you buy gifts.

Here are some stores in Central New York that have the best return policies.

JCPenneyMSNMoney.com says this retailer takes full returns at any time.  If you return a gift with no receipt, you'll receive a store credit.

Staples.  The article says that this store accepts returns at any time and for any reason.  They do it in store and online.  The items must be in the original packaging.

Macy's.  Return an item at any time and there's no time limit at this large retailer. Like many other stores, if you have no receipt you are given a store credit.

Bed, Bath and Beyond.  This store will take returns in person or by mail, and even covers shipping costs.

Kohl's.  This store's return policy is rated one of the best.  Customers have no time limit and no receipt is required.


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